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DestaqueHojeDESTAQUESEconomia

Extratos bancários têm termos padronizados a partir desta segunda

Redação

Agência Brasil

Os termos utilizados nos extratos bancários passarão a ser padronizados a partir desta segunda-feira (8). De acordo com a Federação Brasileira de Bancos (Febraban), a mudança vai abranger inicialmente as denominações existentes para as operações de saque e depósito. Posteriormente, as demais operações financeiras serão incluídas no processo de padronização.

Pela nova nomenclatura, operações como “depósito de cheque no ATM”, utilizada por algumas instituições financeiras quando o cliente deposita cheque nos caixas eletrônicos (ATM) da agência, passam a ser descritas no extrato com a sigla “DEP CHEQUE ATM”.

Já as operações em que o cliente saca dinheiro em espécie no caixa convencional da agência, com o cartão da conta, serão impressas nos extratos como “SAQUE DIN CARTAO AG”.

Segundo o diretor adjunto de Serviços da Febraban, Walter Faria, a medida tem o objetivo de tornar a compreensão das informações mais acessível, principalmente para os clientes que têm ou precisam acessar contas bancárias de mais de uma instituição financeira.

“Atualmente, os bancos usam mais de 4 mil tipos de nomenclaturas diferentes em suas operações, o que gera diferenças significativas entre eles para um mesmo tipo de operação financeira”, destacou.